How it works.

The current practice agreement has no platform subscription or application-processing fee. Monthly servicing is the greater of $20 per active contract or 50% of the finance charges actually collected. The $20 fee is waived when that month's 50% component is at least $20.

A $200 minimum applies to total servicing compensation over each contract's life. Fees already collected count toward it. Any remaining minimum is payable by the practice at non-default closure; patient default forfeits the uncollected portion. Earned fees are retained from patient payments, reducing your remittance, and any uncovered amount is billed to the practice. Your signed agreement contains the full fee terms.

Your practice adopts its credit policy and program parameters. cutie.fi applies those rules to the patient's financial profile. An application can receive an offer, need additional information or review, or be declined. Approval is subject to eligibility and verification.

Practice disbursements are scheduled monthly on the 25th. A patient payment must settle and be held for at least five banking days before remittance. Payments collected on the 25th normally reach the following month's disbursement. Returns or unresolved payment issues can delay inclusion.

Setup collects your practice's legal business details, physician identity and licensing information, the identity of the person completing setup, and payout-account information. We review the application and may request additional information before approving participation.

We email you a receipt and review your application. We'll email you when the status changes or we need more information. Apply once; you can sign in to check your status while you wait. Submitting an application starts the review process; activation follows approval and completion of the required setup.