For verified practices

Grow your case mix. Keep your margin.

cutie.fi gets more patients to yes at the point of consult. You extend the credit; behind it runs an agent that onboards your practice, helps you set your program limits and terms, and underwrites and services every loan end to end. Tell it what you need.

Powered by the cutie.fi agent — the same AI that runs every loan end to end
1

Ask anything

Straight answers on rates, servicing fees, remittances, and fit — no sales call, no special deals.

2

Set your terms

When you're ready, the agent onboards your practice and helps you set your program limits and terms.

3

Go live

Offer cutie.fi at the chair the same day — the agent runs every loan from there.

Lender
of record — you own every loan
$2.5k–75k
financed per patient
14–17%
transparent fixed APR
Minutes
from consult to approved
Why practices choose cutie.fi

More yes at the chair — without discounting your work.

The financing patients actually accept. You extend and own the credit; we underwrite it, service it, and remit every patient payment as it clears — so the upside stays with your practice.

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You're the lender

Your practice extends and owns the credit. Nobody buys your receivable or discounts your procedure price — we collect the patient's payments and remit them to you as they come in.

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Keep the finance charges

A real revenue stream, not just a payment processor. The finance charges on your loans are yours, net of a servicing fee we only earn on what we actually collect.

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Bigger baskets

Patients say yes to the full plan your clinical judgment recommends — not the trimmed-down version their wallet allowed.

Higher acceptance

Thorough underwriting across the credit spectrum means more approvals, and a soft check that never shames the patient.

Loyal patients

An honest, transparent experience at the most sensitive moment — the cost conversation — earns trust that brings them back.

No waiting room

Pre-qualification, terms, e-sign, and your countersign happen in minutes at the point of consult — not days of paperwork.

The leak audit

Your money leaks four times on the way to the bank.

Between what you spend to find a patient and what lands in your account, four things take a cut: the consult that doesn't book, the case trimmed down to one procedure, the discount off the top, and the finance charges somebody else collects. Watch the arithmetic — then run it on your own numbers.

Four leaks. One year. One practice.

The whole walk-through — leak by leak, and what it adds up to for a mid-size aesthetic practice.

What is an hour of your time actually worth?

What you charge for an hour in the operating room, against what quietly leaks out of it.

The fourth leak.

You carry the patient, the clinical risk and the cost of finding them. Today somebody else collects the finance charges.

Run the numbers on your practice Takes about a minute. Nothing to fill in but sliders.

The figures in these films are an illustrative model for a mid-size aesthetic practice on the assumptions published with the audit — not a projection, a guarantee of results, or an offer of credit. Your own numbers depend on your volume, case mix, credit performance and the terms you set.

Physician voices

Doctors who've run the program, in their words.

“It was such a blessing for our office and for our patients. Most of my patients want to do it — they used to come across the problem of fees, but that's totally changed.”
Avelina Rodriguez
Practice partner · Plastic surgery
“Long after I've done these procedures, I'm still getting paid for them on a month-to-month basis. It really helps stabilize the revenue cycle of my practice.”
Dr. Jay Calvert, M.D.
Plastic surgeon · Rhinoplasty
“Patients seem to like a comfortable payment plan they can actually do — especially when it's elective treatment. The logistics are user-friendly. I wouldn't change anything.”
Dr. Jason Lahmani, DDS
Dentist · Orange Circle Dental
The difference behind the scenes

Most financing is a form. cutie.fi is an agent.

The box at the top of this page isn't a chatbot bolted on for show. It's the front door to the same agent that runs the entire loan lifecycle — so your patients get answers and approvals in the moment, and your staff isn't the back office.

INTAKE

Asks & understands

Gathers what's needed conversationally — procedure, amount, identity — no forms to decode.

UNDERWRITE

Decides fairly

Runs the soft pull and thorough underwriting across the credit spectrum, in seconds.

TERMS

Offers honestly

Presents clear, fixed, affordable terms — the whole deal on one screen.

SERVICE

Runs the loan

Handles signing, collections, and remittances to your practice end to end, automatically.

HUMAN

Only at the seams

People step in exactly where judgment matters — escalations, exceptions — and nowhere it doesn't.

Request verified-practice access.

Tell us a little about your practice and we'll get you set up — most practices are reviewed within two business days. Prefer to just ask first? Use the agent box up top.

No obligation. We'll never share your details.

Thanks — your request is on its way.

We'll review your practice and follow up by email within two business days.