For verified practices

Grow your case mix. Keep your margin.

cutie.fi approves more patients at the point of consult. Behind it runs an agent that onboards your practice, helps you set your program limits and terms, and runs every loan end to end. Tell it what you need.

Powered by the cutie.fi agent — the same AI that runs every loan end to end
1

Ask anything

Straight answers on rates, interest share, payouts, and fit — no sales call, no special deals.

2

Set your terms

When you're ready, the agent onboards your practice and helps you set your program limits and terms.

3

Go live

Offer cutie.fi at the chair the same day — the agent runs every loan from there.

100%
of principal to your practice
$2.5k–75k
financed per patient
14–17%
transparent fixed APR
Minutes
from consult to approved
Why practices choose cutie.fi

More yes at the chair — without discounting your work.

The financing patients actually accept, structured so your practice keeps the upside instead of handing it to a third party.

$

100% of principal

You're the lender of record. The full procedure price comes to your practice — no discounted-procedure tax to a financing middleman.

%

Share the interest

A real revenue stream, not just a payment processor. You participate in the interest on the loans you originate.

+

Bigger baskets

Patients say yes to the full plan your clinical judgment recommends — not the trimmed-down version their wallet allowed.

Higher acceptance

Thorough underwriting across the credit spectrum means more approvals, and a soft check that never shames the patient.

Loyal patients

An honest, transparent experience at the most sensitive moment — the cost conversation — earns trust that brings them back.

No waiting room

Pre-qualification, terms, e-sign, and your countersign happen in minutes at the point of consult — not days of paperwork.

Physician voices

Doctors who've run the program, in their words.

“It was such a blessing for our office and for our patients. Most of my patients want to do it — they used to come across the problem of fees, but that's totally changed.”
Avelina Rodriguez
Practice partner · Plastic surgery
“Long after I've done these procedures, I'm still getting paid for them on a month-to-month basis. It really helps stabilize the revenue cycle of my practice.”
Dr. Jay Calvert, M.D.
Plastic surgeon · Rhinoplasty
“Patients seem to like a comfortable payment plan they can actually do — especially when it's elective treatment. The logistics are user-friendly. I wouldn't change anything.”
Dr. Jason Lahmani, DDS
Dentist · Orange Circle Dental
The difference behind the scenes

Most financing is a form. cutie.fi is an agent.

The box at the top of this page isn't a chatbot bolted on for show. It's the front door to the same agent that runs the entire loan lifecycle — so your patients get answers and approvals in the moment, and your staff isn't the back office.

INTAKE

Asks & understands

Gathers what's needed conversationally — procedure, amount, identity — no forms to decode.

UNDERWRITE

Decides fairly

Runs the soft pull and thorough underwriting across the credit spectrum, in seconds.

TERMS

Offers honestly

Presents clear, fixed, affordable terms — the whole deal on one screen.

SERVICE

Runs the loan

Handles signing, payouts, and ongoing servicing end to end, automatically.

HUMAN

Only at the seams

People step in exactly where judgment matters — escalations, exceptions — and nowhere it doesn't.

Request verified-practice access.

Tell us a little about your practice and we'll get you set up — most practices are reviewed within two business days. Prefer to just ask first? Use the agent box up top.

No obligation. We'll never share your details.

Thanks — your request is on its way.

We'll review your practice and follow up by email within two business days.