About cutie.fi
cutie.fi makes elective and surgical care affordable, with a rate that is stated up front and fixed for the life of the plan, and a process built around dignity rather than pressure.
We work hand in hand with verified surgical and dental practices so patients get a clear price, fair terms, and a human experience from first question to final payment. The practice extends and owns the credit; cutie.fi underwrites and services it, and remits the patient's payments to the practice as they come in. cutie.fi advances no funds and never buys the receivable.
What we believe
Healthcare financing has spent decades optimizing for the lender. We optimize for the patient and the practice at the same time — because a deal that only works for one side does not last.
For patients
Terms in plain words, a rate that is fixed for the life of the plan, no surprise fees, and no penalty for paying off early.
For practices
You stay the lender: bigger baskets, finance charges you keep net of our servicing fee, and loyal patients — all on the same surgical hour you are already working. We underwrite it, service it, and remit the patient's payments to you as they come in. See the practice side →